A2A

News about Account-to-Account (A2A), PayTo, PayID, BECS and AP+

Australia’s A2A transition: governance conflicts, delays, and global lessons

Despite an RBA prompted inquiry into A2A and plenty of warnings from fintechs like Zepto and Volt, a lack of industry coordination or tough regulation looks set to keep BECS operating well beyond 2030.

Fintech

Monoova launches new A2A plugin for WooCommerce

Monoova has launched a new payments plugin for WooCommerce, enabling Account-to-Account (A2A) and traditional card payments.

Fintech

Monthly payments data report

The RBA released its retail payments data as at June 2025 on August 7, showing declines in in-store credit card spending and New Payments Platform (NPP) growth moderating.

Cash

Privacy drives Amazon’s initial PayTo take up, while bank inconsistency is a problem

Amazon says privacy concerns with card payments is driving better than expected take up of PayTo, but some customers are being turned away because of poor and inconsistent bank onboarding experiences.

A2A

Rankin departs Azupay board

Payments industry veteran Kirsty Rankin has pulled stumps on her time as a director of Azupay.

Fintech

Azupay partners with NAB on PayID Receivables

NAB has launched its new PayID Receivables service with a little help from Sydney based Fintech Azupay.

Fintech

ASL live with PayTo send following Luxembourg buyout agreement

Fresh from its yet to be finalised deal with Luxembourg bank Banking Circle S.A, ASL is marching ahead with its product offerings, launching PayTo send capability this week enabling its customers access to “a fast, secure and efficient payment solution”.

Fintech

Specialty is key in new era of Aussie payments consulting

With increasing complexity around digital payments, a new breed of payments consultant is emerging in Australia focusing on niche specialisations to help businesses meet new challenges.

Fintech

AP+ Beem app integrates Cashrewards

Australian Payments Plus’ digital wallet Beem has integrated Cashrewards into its app, giving customers an alternative way to earn cashback on their purchases.

Digital & Online

Is now the time for merchants and Government to actively back alternative payments?

With the cost of card payments firmly in the spotlight, it seems a good time to ask - why aren't Australian merchants and regulators doing more to support and promote cheaper, alternative rails like account-to-account (A2A) payments?

Fintech

AP+’s PayTo ad campaign

Australian Payments Plus has been running a new PayTo ad campaign, highlighting the digital payment alternative as a new secure way to pay directly from your bank account using a PayID, or BSB and account number.

A2A

Australia’s record credit card surge hides a surprising twist

Credit card spending just hit a two-year high, but the real story isn't about consumers. It's about businesses on the brink.

Cash

One-click payroll and super launched by SuperAPI, Payroo and Monoova

Three fintechs have teamed up to help Aussie businesses stay ahead of regulatory change in payroll and superannuation.

Fintech

Coles Pay wallet locks in customers, and gathers more data

Supermarket giant Coles is preparing to ramp-up promotion of Coles Pay as its new digital wallet, marking a strategic shift in its digital payment offerings.

Digital & Online

Two consultations launched on A2A, including focus on bulk payments

AusPayNet and AP+ have today launched two consultations on A2A payments, following risks highlighted by the Reserve Bank of Australia.

A2A

Historic shakeup? Surcharge ban prompts A2A and crypto challengers

The dominance of card giants and Australia’s big banks’ revenue streams are under threat as the industry readies for structural transformation in the face of a looming debit card surcharge ban and escalating costs for merchants.

Surcharging

Industry to launch A2A consultation and may reset BECS 2030 end date

AusPayNet and Australian Payments Plus (AP+) are about to launch a public consultation about A2A payments, following a raft of issues raised by the Reserve Bank’s damning risk review.

A2A

US mega-bank JP Morgan joins AP+ Board

The world’s biggest bank, US mega bank J.P. Morgan, has joined the Board at Australian Payments Plus (AP+) as it becomes more entrenched in Australian payments.

A2A

Webjet’s Motorhome Republic to offer PayTo via Volt

Webjet’s Motorhome Republic is the latest travel company to launch PayTo in Australia in an effort to reduce card fees, after Australia Payments Plus said it would consider consumer protections later this year.

Fintech

Luxury Escapes signs up for PayID via Azupay

Travel website Luxury Escapes has partnered with Azupay to offer PayID as a payments option for online holiday bookings without card surcharges or manual bank account transfers.

Fintech

AP+ moves to conquer large batch payments hurdle for NPP

Australian Payments Plus (AP+) is designing a solution for large batch payments over the New Payments Platform, after the Reserve Bank of Australia expressed serious concerns about progress.

A2A

Tassie telco saves on chargebacks by running 20% of volume through PayID

Launceston-based challenger telco Launtel is running 20% of its bill payments through PayID across the New Payments Platform and says it’s making significant savings by avoiding card chargebacks and disputes.

Fintech

AP+ moves to connect 13 million accounts to NPP

New Payments Platform (NPP) participants plan to enable another 13 million bank accounts over the next 2-3 years, according to Australian Payments Plus (AP+).

A2A

Chemist Warehouse and others roll out A2A QR payments with ShopBack and NAB-backed Banked – again!

With much fanfare and razzle-dazzle, Chemist Warehouse has again announced the rollout of its long-awaited A2A QR code option for the third time, powered by ShopBack, and NAB-backed UK fintech, Banked (which recently bought Waave).

A2A

Monoova powers international money transfers with Remitly via PayTo

Aussie Fintech Monoova has partnered with Remitly Global to enable international money transfers from Australia through Australian Payments Plus’ PayTo network, with an initial focus on international students.

Fintech