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A2A

+1

PayTech merger talk as banks demand controls over “free ride” NPP entrants

Feb 18, 2026

PayTech merger talk as banks demand controls over “free ride” NPP entrants

LockSimple

With growing rumours about consolidation of real time PayTech companies, the big banks want them to cough up extra dollars for network builds and provide more assurances that new entrants can be trusted.

Digital & Online

+2

Apple Pay dominance is “good for competition”: Apple

Feb 18, 2026

Apple Pay dominance is “good for competition”: Apple

LockSimple

Regulation of Australia’s dominant mobile wallet Apple Pay will hurt consumers and small banks trying to compete with the Big 4, according to Apple.

THE LATEST


Banks

+1

After a booming profit, CBA now says domestic issuing and acquiring run at a loss!
LockSimple

Feb 18, 2026

After a booming profit, CBA now says domestic issuing and acquiring run at a loss!

Digital & Online

+4

Small business unites against card scheme "margin grab"
LockSimple

Feb 18, 2026

Small business unites against card scheme "margin grab"

The Interchange Bench

The Interchange Bench
LockSimple

Feb 18, 2026

The Interchange Bench

HR

+1

Payments recruiter turns industry model on its head with fixed-price search

Feb 18, 2026

Payments recruiter turns industry model on its head with fixed-price search

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TRENDING


Cash

+4

Australia breaks new records on card spending ... and merchant fees
LockSimple

Feb 18, 2026

Australia breaks new records on card spending ... and merchant fees

New data shows 2025 saw record card usage in Australia, but fees charged to merchants for accepting those cards also increased across almost all card categories.

Banks

+1

CBA takes the lead on scams and fraud as credit growth bolsters banks
LockSimple

Feb 18, 2026

CBA takes the lead on scams and fraud as credit growth bolsters banks

Granular detail on scams and fraud released by the Commonwealth Bank (CBA) throws down the gauntlet to its competitors.

Cash

+1

Cash demand up at branches as closures continue
LockSimple

Feb 18, 2026

Cash demand up at branches as closures continue

The latest Reserve Bank of Australia (RBA) statistics show demand for cash remains strong at bank branches, while some banks continue to close their doors at globally high rates.

Digital & Online

+2

Europe aims for payments sovereignty in break from US networks
LockSimple

Feb 18, 2026

Europe aims for payments sovereignty in break from US networks

In an increasingly uncertain global economy, Europe is rushing the rollout of a ubiquitous payments capability free from US and other foreign networks.

Fintech

+3

DJs adopts Weixin Pay for big spending Chinese tourists
LockSimple

Feb 18, 2026

DJs adopts Weixin Pay for big spending Chinese tourists

David Jones now accepts Weixin Pay – formerly known as WeChat Pay - enabling big spending Chinese customers to make purchases at preferential exchange rates, and eliminating the need for cash or cards.

Fintech

+1

“Shout” fades as Aussies hit their spending limit
LockSimple

Feb 18, 2026

“Shout” fades as Aussies hit their spending limit

According to new data from Tyro, one in three Aussies are ditching “the shout” because they’re tightening their belts.

Fintech

+1

PayPal “sleepy shopping” data reveals cost of late-night spending
LockSimple

Feb 18, 2026

PayPal “sleepy shopping” data reveals cost of late-night spending

Australians are paying the price for late night shopping binges, according to PayPal.

Regulation

+2

AUSTRAC clamps down on crypto with three cancellations
LockSimple

Feb 11, 2026

AUSTRAC clamps down on crypto with three cancellations

Australia’s AML and financial crime regulator, the Australian Transaction Reports and Analysis Centre (AUSTRAC), last week cancelled the registration of three separate crypto firms.

Fintech

+1

Banks to exit acquiring says Tyro’s new boss as he takes on new COO
LockSimple

Feb 11, 2026

Banks to exit acquiring says Tyro’s new boss as he takes on new COO

“I think that we'll see the quiet movement of banks exiting the end state merchant touch points,” says Tyro CEO Nigel Lee as he doubles down on backend services and hires a new COO to drive scale.

Merchant Service Fees

+2

“Card tricks” keeping SME fees high, says IPF
LockSimple

Feb 11, 2026

“Card tricks” keeping SME fees high, says IPF

A coalition representing more than 120,000 small retailers has accused global card schemes of keeping their payment costs artificially high by applying a global playbook of “card tricks”.

Banks

+1

CBA report: how it’s approaching AI
LockSimple

Feb 11, 2026

CBA report: how it’s approaching AI

The Commonwealth Bank (CBA) has released a report outlining how it envisions, develops, deploys and manages Artificial Intelligence (AI) at an organisational level with a focus on responsible practices.

Digital & Online

+1

Cloud play to speed up NPP onboarding
LockSimple

Feb 11, 2026

Cloud play to speed up NPP onboarding

Australian Payments Plus (AP+) hopes to reduce costs and speed up connections to the New Payments Platform (NPP) by enabling participants to integrate their back office via public cloud providers.

Fintech

+1

Corpay Cross-Border extends partnership with Rugby Australia
LockSimple

Feb 11, 2026

Corpay Cross-Border extends partnership with Rugby Australia

Corpay’s Cross-Border business is extending a collaboration with Rugby Australia as the foreign exchange (FX) payments partner.

Regulation

+1

Expiring certificates crashed RBA batch settlements
LockSimple

Feb 11, 2026

Expiring certificates crashed RBA batch settlements

Expiring certificates were responsible for a 7 hour Reserve Bank outage that saw pays and property settlements delayed for up to four days.

Regulation

+1

Jury still out on moving Government payments to NPP, says RBA
LockSimple

Feb 11, 2026

Jury still out on moving Government payments to NPP, says RBA

The industry has its work cut out to convince the Reserve Bank to move critical Government payments to the New Payments Platform (NPP), with Governor Michele Bullock saying she’s not yet convinced about the benefits.

Fintech

+2

Revolut expands Australian platform push as it claims one million users
LockSimple

Feb 11, 2026

Revolut expands Australian platform push as it claims one million users

Revolut has flagged plans to invest nearly $400 million in Australia as it comes under the shadow of local and overseas regulatory scrutiny.

Fintech

+2

Shift4 quietly consolidates two Aussie shops and squeezes Cuscal costs
LockSimple

Feb 11, 2026

Shift4 quietly consolidates two Aussie shops and squeezes Cuscal costs

Shift4 will leverage its Global Blue and Smartpay business to sell more products to its merchant base in Australia and New Zealand ... and cut costs with its Australian acquiring partner, Cuscal.

The Interchange Bench

The Interchange Bench
LockSimple

Feb 11, 2026

The Interchange Bench

On The Interchange Bench this week: Rayner bolsters BC’s sales bench, Mason-Jones runs with issuing at Cuscal, Brisbane payments Warrior allies with Spreedly, Mastercard in fleet foray, Gemini ditches Australia, and PayPal changes bosses.

Cash

+3

Alan Townsend appointed CEO of EFTEX
LockSimple

Feb 4, 2026

Alan Townsend appointed CEO of EFTEX

Australian-based payments services provider EFTEX has announced Alan Townsend as their new Chief Executive Officer.

A2A

+2

AP+ scales up cybersecurity defences
LockSimple

Feb 4, 2026

AP+ scales up cybersecurity defences

Australian Payments Plus (AP+) is bulking up its cyber security and fraud capabilities across its critical infrastructure, as Australia comes under increasing threat from bad actors.

Digital & Online

+1

ATO reprieve! Rules relaxed for payday super’s complex first year
LockSimple

Feb 4, 2026

ATO reprieve! Rules relaxed for payday super’s complex first year

The ATO has relaxed its compliance requirements for the introduction of payday super on 1 July, recognising the complexity of implementation for some employers.

Digital & Online

+2

Australia’s near $1 billion card fraud problem sees only slight decline
LockSimple

Feb 4, 2026

Australia’s near $1 billion card fraud problem sees only slight decline

Despite significant industry action to reduce card fraud, the endemic problem is still costing Australia more than $850 million a year – mainly due to criminal activity on overseas websites, according to the latest AusPayNet data.

Fintech

+1

Binance deposits play unplugged
LockSimple

Feb 4, 2026

Binance deposits play unplugged

Just two weeks after embattled crypto exchange Binance re-launched direct dollar deposits and withdrawals via PayID and bank transfers in the Australian market, the service appears to have been switched off.

Fintech

+2

Growing pains. Square wants scheme regulation as it expands market focus
LockSimple

Feb 4, 2026

Growing pains. Square wants scheme regulation as it expands market focus

The US-based group is celebrating 10 years in the Australian market and says more regulation is needed on card schemes as it shifts gears to chase bigger merchants.

Fintech

+1

LemFi aims for booming Australian remittance market
LockSimple

Feb 4, 2026

LemFi aims for booming Australian remittance market

LemFi is launching remittance services to Australian residents – firmly targeting what it says is one of the world’s fastest-growing and most important outbound remittance markets, worth $56.6 billion.

AI

+1

Mastercard rollout shows AI shopping has reached the checkout
LockSimple

Feb 4, 2026

Mastercard rollout shows AI shopping has reached the checkout

The card schemes are racing to embed themselves in the surging AI shopping universe, with multiple players scrambling to reap fees and other benefits from a new payments ecosystem.

Digital & Online

+2

RBA outage delays some payments for four days
LockSimple

Feb 4, 2026

RBA outage delays some payments for four days

Pays were late and property settlements delayed after a 7 hour Reserve Bank outage last week caused flow-on impacts across the industry for up to four days.

Regulation

+1

Show me the money! Supermarket rewards face new disclosures
LockSimple

Feb 4, 2026

Show me the money! Supermarket rewards face new disclosures

Loyalty programs at Woolworths and Coles could be subject to additional regulation, forcing the grocery giants to explain the monetary value of rewards points every six months.

The Interchange Bench

The Interchange Bench
LockSimple

Feb 4, 2026

The Interchange Bench

On The Interchange Bench this week Moxey blessed with growth at Tyro, Guidepoint looks for Airwallex answers, ShopBack considers ASX, cashless AML drama at The Australian Open, BeforePay disappoints the market and Bartholomew to front an all star cast at Beyond Tomorrow.

Fintech

+2

AUSTRAC audit clouds Airwallex IPO and highlights cross-border regulatory risk
LockSimple

Jan 28, 2026

AUSTRAC audit clouds Airwallex IPO and highlights cross-border regulatory risk

The planned float of Australian fintech Airwallex has been thrown into doubt after AUSTRAC ordered an independent audit over concerns its payments systems may be failing to detect serious financial crime, including child sexual exploitation — sharpening investor focus on governance and bank relationships.

Fintech

+1

Banking Circle zeros in on fintech with NPP commitment
LockSimple

Jan 28, 2026

Banking Circle zeros in on fintech with NPP commitment

New-look Banking Circle Australia is bolstering its fintech play to compete directly with Cuscal - firmly backing in its commitment to the New Payments Platform (NPP), including cross-border payments.

Banks

+1

NAB scam warning: social media & high-profile Aussies
LockSimple

Jan 28, 2026

NAB scam warning: social media & high-profile Aussies

Criminals impersonating well-known Australians - including nabtrade market analyst Tom Piotrowski - are increasingly using social media to lure people into investment scams and rip them off, according to NAB.

Fintech

+1

Now processing $3.7 trillion - Global Payments acquires Worldpay
LockSimple

Jan 28, 2026

Now processing $3.7 trillion - Global Payments acquires Worldpay

Global Payments is the new payments behemoth – emerging from its integration with Worldpay processing a combined 94 billion transactions a year.


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