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A2A

News about Account-to-Account (A2A), PayTo, PayID, BECS and AP+

A2A

Employers shouldn’t be punished if payments industry botches Payday Super delivery, say business advocates
LockSimple

Oct 28, 2025

•

Employers shouldn’t be punished if payments industry botches Payday Super delivery, say business advocates

Employers should not be responsible for payments industry processing bungles under the Federal Government’s Payday Super rules, according to small business advocates.

Regulation

+1

Revised roadmap for BECS shutdown by year end
LockSimple

Oct 28, 2025

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Revised roadmap for BECS shutdown by year end

AusPayNet will communicate a revised roadmap for the BECS shutdown before the end of the year, as the Reserve Bank urges the industry to cooperate on a shared vision for Account-to-Account (A2A) payments and expect “trade-offs”.

Fintech

+2

Aussie Monoova named Company of the Year at Global FinTech Awards
LockSimple

Oct 14, 2025

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Aussie Monoova named Company of the Year at Global FinTech Awards

Australian payment services provider Monoova has been named Company of the Year at the Global FinTech Awards 2025 in London, highlighting Australia’s growing influence in the global fintech sector.

Regulation

+4

Draft PSP regulations released for consultation
LockSimple

Oct 14, 2025

•

Draft PSP regulations released for consultation

Treasury has started consultation on tranche 1 of its new regulatory framework for Payment Service Providers (PSPs).

Fintech

+2

Payments industry revs up for Payday Super, as legislation is introduced
LockSimple

Oct 14, 2025

•

Payments industry revs up for Payday Super, as legislation is introduced

Payments industry leaders have welcomed the introduction of the Payday Super legislation to Parliament that will require employers to pay their employees’ super at the same time as their salary and wages from 1 July 2026.

Fintech

+1

Tokenised invoices: way of the future?
LockSimple

Oct 14, 2025

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Tokenised invoices: way of the future?

Tokenised invoices are the next step in safe and instant reconciled payments, according to payments fintech, Azupay.

Fintech

+1

Monoova adds PayTo for WooCommerce merchants
LockSimple

Oct 7, 2025

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Monoova adds PayTo for WooCommerce merchants

Monoova customers will now be able to make instant, secure payments directly to their bank accounts with the payment service provider adding PayTo to its card-acquiring and PayID plug-in for WooCommerce merchants.

Cash

+5

Online set to dominate card transactions by end of 2026
LockSimple

Oct 7, 2025

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Online set to dominate card transactions by end of 2026

The latest RBA payments data reveals Australian card spending retreated to $92 billion in August, while device-not-present transactions broke through 45% of total payments for the first time, putting online and bill payments on track to dominate by end of 2026.

Cash

+5

RBA outlines action plan on payments resilience
LockSimple

Sep 30, 2025

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RBA outlines action plan on payments resilience

The Reserve Bank has outlined an action plan to improve payments resilience over the next two years as outages continue to rock public confidence in the system.

Cash

+3

'Bestie Tax' bites Australian generosity, PayPal data shows
LockSimple

Sep 23, 2025

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'Bestie Tax' bites Australian generosity, PayPal data shows

Paypal has revealed the true impact of the ‘Bestie Tax’ – the silent cost of sparing friends’ feelings at the expense of your own wallet.

Digital & Online

+4

Derelict devices put spotlight on AusPayNet
LockSimple

Sep 23, 2025

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Derelict devices put spotlight on AusPayNet

For many years the Reserve Bank has set an expectation on financial institutions to improve the reliability of payment services. So, how is it that banks and other providers are able to sell or rent payment devices that don’t work or appear to break down easily?

Fintech

+2

Shareholders tip another $3 million into Azupay
LockSimple

Sep 23, 2025

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Shareholders tip another $3 million into Azupay

Official filings show that real time payments specialist Azupay has executed its first capital raising since July 2023.

Fintech

+1

Zepto primes Spaceship for PayTo
LockSimple

Sep 23, 2025

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Zepto primes Spaceship for PayTo

Investment platform Spaceship has selected Zepto to power PayTo payments for its customers.

Digital & Online

+3

Putin’s China pitch amps up the scramble for new payment rails
LockSimple

Sep 16, 2025

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Putin’s China pitch amps up the scramble for new payment rails

Vladimir Putin’s call for a new payments system free of Western control comes as sanctions on Russia and China’s ambitions converge with a surge of new global domestic and regional networks.

A2A

Same old crowd for first A2A vision roundtable ... but end users to get a say soon
LockSimple

Sep 16, 2025

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Same old crowd for first A2A vision roundtable ... but end users to get a say soon

A closed shop of industry and government representatives has held the first in a series of account-to-account (A2A) payment roundtables, but end users are expected to get their turn soon.

Cash

+5

Soaring merchant fees stoke boom in payments advisers
LockSimple

Sep 16, 2025

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Soaring merchant fees stoke boom in payments advisers

The opacity of merchant fee pricing across the globe is spawning a wave of litigation and burgeoning demand for payments experts. One of the world’s largest merchant advisory groups, BB Merchant Services, says it is expanding its presence in the Australian market.

Regulation

+1

Bullock spruiks NPP while its key customer holds back volume
LockSimple

Sep 9, 2025

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Bullock spruiks NPP while its key customer holds back volume

Reserve Bank Governor Michele Bullock has talked up the benefits of the New Payments Platform in Australia, while its key customer – the Federal Government - continues to hold back on moving substantial volume to the platform.

Cash

+2

Debit spend up, while credit pays the bills
LockSimple

Sep 9, 2025

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Debit spend up, while credit pays the bills

July's RBA payment data, released on Monday, reveals diverging trends: credit cards struggle in-store but dominate bill payments, while strong debit card growth suggests returning consumer confidence in discretionary spending.

Digital & Online

+1

ConnectID scores top rank in Age Assurance report
LockSimple

Sep 2, 2025

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ConnectID scores top rank in Age Assurance report

Australian Payments Plus (AP+) digital ID solution, ConnectID, has achieved a top ranking in the Australian Government’s Age Assurance Technology Trial report, which confirms that age assurance can be delivered in Australia in a way that is private, efficient and effective.

A2A

+1

ATO clears way for real-time super payments
LockSimple

Aug 26, 2025

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ATO clears way for real-time super payments

In a big win for Australian Payments Plus (AP+), the Australian Taxation Office (ATO) will require super funds to receive NPP payments from 1 July 2026, ahead of next year’s proposed payday super reforms.

Digital & Online

+1

NPP outages up, with ME recording 20 hours out
LockSimple

Aug 26, 2025

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NPP outages up, with ME recording 20 hours out

More than half of NPP banks had outages in the June quarter, including three of the Big Four banks.

Regulation

+1

Confidential: AP+, AusPayNet A2A consultations wrap up
LockSimple

Aug 19, 2025

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Confidential: AP+, AusPayNet A2A consultations wrap up

A joint consultation on the future vision for A2A payments in Australia by AP+ and AusPayNet has wrapped up, with 60 submissions received - none of which will be published in full.

A2A

Red Energy reaps savings thanks to PayTo
LockSimple

Aug 19, 2025

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Red Energy reaps savings thanks to PayTo

Red Energy has seen a reduction in card fees and call centre handling times since its collaboration with Zepto last year, according to a new case study.

Fintech

+2

Australia’s A2A transition: governance conflicts, delays, and global lessons
LockSimple

Aug 12, 2025

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Australia’s A2A transition: governance conflicts, delays, and global lessons

Despite an RBA prompted inquiry into A2A and plenty of warnings from fintechs like Zepto and Volt, a lack of industry coordination or tough regulation looks set to keep BECS operating well beyond 2030.

Fintech

+1

Monoova launches new A2A plugin for WooCommerce
LockSimple

Aug 12, 2025

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Monoova launches new A2A plugin for WooCommerce

Monoova has launched a new payments plugin for WooCommerce, enabling Account-to-Account (A2A) and traditional card payments.

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