Cash
News about cash usage in Australia
Cash
+12
Dec 17, 2025
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Massive year in payments but 2026 looms even larger
There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.
Cash
+2
Dec 10, 2025
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Device-not-present transactions account for 85% of card payment growth
The dominance of device-not-present payments continues to reshape the Australian payments landscape. The latest RBA data shows that of the $107.4 billion increase in annual card spend over the past year, $90.8 billion, 84.6% of total growth, has come from online shopping, bill payments and subscriptions.
Cash
+1
Nov 26, 2025
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Aussies prepare to flash cash in holiday sales bonanza
While cashless is king during the sales events leading up to Christmas, more than a quarter of shoppers will use cash for some purchases, according to Monash Business School’s annual seasonal retail research report.
Cash
+1
Nov 26, 2025
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Can an ATM passion project assist remote cash distribution blues?
NAB CEO Andrew Irvine has revealed his “passion project” - a multi-deposit ATM - to assist cash distribution in remote communities, but it turns out he isn't the only one in the industry with a deep enthusiasm for the technology.
Cash
+2
Nov 19, 2025
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The era of invisible finance: How AI, identity and trust are redefining money
The future of finance isn’t cashless. It’s conscious built on invisible intelligence and visible trust.
Cash
+1
Oct 29, 2025
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Cash strike hits Spring Carnival, as ACCC green lights continued collaboration
Strike action from cash-in-transit workers hit the Spring Racing Carnival just days after the ACCC has issued a draft determination green lighting the Australian Banking Association (ABA) and other industry partners to develop ways to ensure the continued distribution of cash across Australia.
Cash
+2
Oct 22, 2025
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CBA adopts QR cardless cash at ATMs to increase security
CBA has replaced Cashless Card and Cardless Deposits using mobile phone numbers with a QR solution in an effort to reduce financial crime.
Cash
+1
Oct 22, 2025
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Medicines and government services don’t qualify as “essential” under draft cash mandate rules
Only fuel and groceries have been classified as “essential purchases” under draft regulations released for comment on Friday, with medicines, government services and clothing among items failing to qualify.
Cash
+1
Oct 22, 2025
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Regional disadvantage key in cash submissions, but major players keep their views secret
After eight months in seeming purgatory, the mandating cash acceptance submissions are now available for viewing, but with major banks and retailers missing, it’s hard to decipher whose opinions on cash Treasury values.
Cash
+2
Oct 8, 2025
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No detail as Deloitte report on cash distribution “finalised”
Deloitte Access Economics has provided their final "independent" pricing mechanism report to Armaguard, the major banks and some major retailers, with it announced on Friday without any detail.
Cash
+5
Oct 8, 2025
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Online set to dominate card transactions by end of 2026
The latest RBA payments data reveals Australian card spending retreated to $92 billion in August, while device-not-present transactions broke through 45% of total payments for the first time, putting online and bill payments on track to dominate by end of 2026.
Cash
+6
Oct 1, 2025
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A big first year – our biggest stories
PayDay News celebrates its 1st birthday in October, so we thought it timely to revisit some of our biggest and most popular of the 400 stories published in our first year.
Cash
+1
Oct 1, 2025
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Pocket money payments up 300% ... but kids learn along the way
Inflation is hitting parents’ hip pockets, with new Westpac data revealing more than half of Australian children are earning on average $25 per week – roughly 300% more their parents did back in the day.
Cash
+5
Oct 1, 2025
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RBA outlines action plan on payments resilience
The Reserve Bank has outlined an action plan to improve payments resilience over the next two years as outages continue to rock public confidence in the system.
Cash
+3
Sep 24, 2025
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'Bestie Tax' bites Australian generosity, PayPal data shows
Paypal has revealed the true impact of the ‘Bestie Tax’ – the silent cost of sparing friends’ feelings at the expense of your own wallet.
Cash
+3
Sep 24, 2025
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Payments complexity plagues SME productivity, report
A new report details the hidden cost of payment complexity for Australian businesses in a digital world, with cash flow ranked the number one menace.
Cash
+5
Sep 24, 2025
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Regulators close to cash fix, and flag consultation on Amex, BNPL and Apple Pay
Financial regulators are close to recommending a way forward for cash distribution in Australia, reiterating that hard currency remains an essential part of the economy and cash in circulation is at record highs. In the meantime, they have flagged yet another consultation - this time on Amex, BNPL and mobile wallets.
Cash
+5
Sep 17, 2025
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Soaring merchant fees stoke boom in payments advisers
The opacity of merchant fee pricing across the globe is spawning a wave of litigation and burgeoning demand for payments experts. One of the world’s largest merchant advisory groups, BB Merchant Services, says it is expanding its presence in the Australian market.
Cash
+2
Sep 10, 2025
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Debit spend up, while credit pays the bills
July's RBA payment data, released on Monday, reveals diverging trends: credit cards struggle in-store but dominate bill payments, while strong debit card growth suggests returning consumer confidence in discretionary spending.
Cash
+2
Aug 13, 2025
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Monthly payments data report
The RBA released its retail payments data as at June 2025 on August 7, showing declines in in-store credit card spending and New Payments Platform (NPP) growth moderating.
Cash
+1
Aug 6, 2025
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Small businesses face massive trek when Bendigo closes last branch on Tasmania’s West Coast
More than 14 months after a government inquiry made a series of recommendations about regional branch closures, the only action has been a publicity stunt by the Australian Banking Association.
Cash
+1
Aug 6, 2025
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Westpac still spruiking special fee offer to new business customers even though it will be scrapped in a few weeks
Westpac will slash the entitlements of business customers to free staff-assisted transaction services at the end of August. But that hasn’t stopped the bank from using the offer to lure new customers.
