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Digital & Online

News about payments in the online and digital space

Digital & Online

+1

ANZ introduces streamlined international money transfers
LockSimple

May 6, 2026

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ANZ introduces streamlined international money transfers

ANZ said sending money overseas may be safer, simpler and faster thanks to its upgraded International Money Transfers feature on ANZ Plus.

Digital & Online

Apple's $31B services record that may worry the banks
LockSimple

May 6, 2026

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Apple's $31B services record that may worry the banks

Apple's services line just posted its biggest quarter ever - $31 billion and rising. For payments people, that single number tells you everything about where John Ternus is steering the company.

Digital & Online

+1

NAB card switch moving to the cloud
LockSimple

May 6, 2026

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NAB card switch moving to the cloud

NAB has started building a new cloud-based payments switch and intends to begin migrating its entire acquiring operation next year.

Digital & Online

Two-thirds of Aussie businesses embracing “social selling”
LockSimple

May 6, 2026

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Two-thirds of Aussie businesses embracing “social selling”

Social commerce is on the rise with both consumers and businesses turning to the platforms to buy and sell goods, according to a new study from PayPal.

Digital & Online

+1

10,000 pages of law and $140 billion in wages: inside Employment Hero's AI co-employment play
LockSimple

Apr 29, 2026

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10,000 pages of law and $140 billion in wages: inside Employment Hero's AI co-employment play

As Payday Super looms, Employment Hero is banking on AI to help streamline workforces and create return on investment.

Fintech

+1

Adyen partnership sees big savings for 1Cover
LockSimple

Apr 29, 2026

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Adyen partnership sees big savings for 1Cover

Travel insurer 1Cover claims a $35,000 saving by streamlining its payments stack through Adyen partnership.

Digital & Online

+1

ANZ Buys Out Worldline's 51% Stake in Merchant Payments Joint Venture
LockSimple

Apr 29, 2026

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ANZ Buys Out Worldline's 51% Stake in Merchant Payments Joint Venture

ANZ has pulled the trigger. The bank announced today it's entered a binding agreement to acquire Worldline S.A.'s 51% share in ANZ Worldline, the Melbourne-headquartered merchant payments joint venture that's been running since 2022.

Digital & Online

+1

Apple Pay “tax” row intensifies as inquiry evidence collides
LockSimple

Apr 29, 2026

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Apple Pay “tax” row intensifies as inquiry evidence collides

Inquiry evidence has sharpened the fight over Apple Pay fees, with banks warning of competitive barriers while the RBA’s own cost framework appears to entrench wallet charges.

Digital & Online

+1

Brace yourselves! Big change coming for millions of Xero, MYOB and QuickBooks users
LockSimple

Apr 29, 2026

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Brace yourselves! Big change coming for millions of Xero, MYOB and QuickBooks users

Xero tells 1.7 million small businesses to buckle up, get ready and possibly hike prices ahead of two big payments changes – the surcharge ban and Payday Super.

Digital & Online

Inside the transaction engine: Coles conquers online liquor delivery with Omnivore
LockSimple

Apr 29, 2026

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Inside the transaction engine: Coles conquers online liquor delivery with Omnivore

How Omnivore kept 985 Coles Liquor stores running through Christmas without a hitch.

Digital & Online

+1

ASX finally live with $125m CHESS Release 1
LockSimple

Apr 22, 2026

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ASX finally live with $125m CHESS Release 1

After years of regulatory pressure and a significant system crash, the ASX is finally live with CHESS Release 1, with all Approved Market Operators advised they were successfully connected this week.

Digital & Online

+3

Perfume and petrol: what two April data drops reveal about the Aussie wallet
LockSimple

Apr 22, 2026

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Perfume and petrol: what two April data drops reveal about the Aussie wallet

Experian's latest Business Pulse paints one picture of the Australian consumer. CommBank's March Household Spending Insights paints another. Read them side by side, and the shape of 2026 gets interesting fast.

Fintech

+1

Sydney’s Hello Clever teams with Checkout.com on global AI and rewards play
LockSimple

Apr 22, 2026

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Sydney’s Hello Clever teams with Checkout.com on global AI and rewards play

A new deal with Checkout.com aims to further expand Sydney based Hello Clever’s international growth strategy, having already established regional headquarters in Singapore, New York, and Tokyo.

Fintech

+2

Bolt repurposes AP+ white elephant Beem after Binance setback
LockSimple

Apr 15, 2026

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Bolt repurposes AP+ white elephant Beem after Binance setback

As it looks to recover from an embarrassing short-lived relationship with controversial crypto wallet Binance, Bolt Group's latest move is to give Beem a facelift and turn it into a “true everyday money app”.

Cash

+5

Cash still growing as ATM withdrawals hit a six-year high and debit surges
LockSimple

Apr 15, 2026

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Cash still growing as ATM withdrawals hit a six-year high and debit surges

ATM withdrawals reached $9.3 billion in February, the highest single month since July 2020 when $9.7 billion was withdrawn. It is the only form of cash access still growing, up 2% annually as debit card usage continues to surge.

Fintech

+1

Coinbase’s green light with AFSL
LockSimple

Apr 15, 2026

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Coinbase’s green light with AFSL

In an Aussie first, Coinbase will bring perpetuals, futures, options, and a full suite of financial products to one of the world's most engaged crypto markets thanks to a retail derivatives authorisation.

Fintech

+1

Delays and outlook see EML shares dive
LockSimple

Apr 15, 2026

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Delays and outlook see EML shares dive

ASX listed EML’s new CEO Adam Olding faces a serious challenge after the company’s revised outlook saw shares take a big dive on Monday.

Digital & Online

+1

AI driven social media scam surge warning: Westpac
LockSimple

Apr 8, 2026

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AI driven social media scam surge warning: Westpac

Westpac is warning Australian businesses and households to brace themselves for a “new wave of personalised, AI driven scams” this year, and wants social media platforms to step up.

Digital & Online

+1

Meta’s $10B blind spot for illegal tobacco and gangland payments
LockSimple

Apr 8, 2026

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Meta’s $10B blind spot for illegal tobacco and gangland payments

Facebook and Instagram have become a digital shopfront for criminal tobacco gangs and the payment platforms, including Stripe and PayPal, that enable their operations – all delivered by Australia Post.

Fintech

+1

Platform trap: Captured SMEs exposed to card fee shock
LockSimple

Apr 8, 2026

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Platform trap: Captured SMEs exposed to card fee shock

After announcing a surcharge ban on both credit and debit, the RBA’s remedy for small businesses to avoid card fee shock was to shop around for cheaper payments options. With just 176 days to run until the 1 October deadline, this simplistic economist view ignores just how deeply platform players like Xero, MYOB, Stripe, Square and Shopify have embedded themselves into Aussie businesses.

Digital & Online

+2

As Stripe invests in Sydney Hub, is CBA about to eat its lunch?
LockSimple

Apr 1, 2026

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As Stripe invests in Sydney Hub, is CBA about to eat its lunch?

While the increasingly pervasive US payments platform Stripe was busy announcing a new Sydney engineering hub in early March, Australia's biggest bank was quietly assembling the parts to compete with it head-on.

Digital & Online

+1

The settlement infrastructure that triggered the fake home loans scandal is AML-free
LockSimple

Apr 1, 2026

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The settlement infrastructure that triggered the fake home loans scandal is AML-free

About 90,000 new entities including property settlement monopoly PEXA, brokers, accounts, lawyers will fall under AUSTRAC compliance from July - as PEXA eyes the New Payments Platform.

Cash

+1

Cyclone Narelle exposes Australia's cashless fragility
LockSimple

Mar 25, 2026

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Cyclone Narelle exposes Australia's cashless fragility

Cyclone Narelle ripped through Cape York and slammed into the Northern Territory, affecting dozens of remote communities scattered across the Top End, including their ability to buy anything at all.

Digital & Online

+2

Leaked list reveals high risk NPP customers
LockSimple

Mar 25, 2026

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Leaked list reveals high risk NPP customers

Cuscal, Westpac, Zepto and ANZ have been told to keep a close eye on more than two dozen companies in the remittance and money transfer, securities with investments and gambling sectors that feature on a leaked “high risk” list of merchants they connect to the financial system via the New Payments Platform.

Fintech

+1

Pay.com.au's new CTO wants to turn $4.2 trillion in “dead payments” into rewards
LockSimple

Mar 25, 2026

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Pay.com.au's new CTO wants to turn $4.2 trillion in “dead payments” into rewards

Dee Kulkarni on scaling a $633 million Australian fintech into the US, why indecision is the only bad decision, and the budget risk nobody's ignoring.

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