Digital & Online

News about payments in the online and digital space

Digital & Online

Dec 17, 2025

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Airlines lead Christmas loyalty frenzy as DJs backpedals on window displays

With the RBA interchange cut coming down the pipe next year, shoppers are being tempted this Christmas with a myriad of offers to join a growing range of loyalty schemes.

Fintech

Blockley hangs up his payments consulting hat

Dec 17, 2025

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Blockley hangs up his payments consulting hat

After 37 years of consulting for some of the nation’s biggest banks and global card schemes, the big end of town’s gun for hire Lance Blockley is hanging up his hat at The Initiatives Group (TIG) and passing on the mantle.

Fintech

Christmas shoppers fund climate and biodiversity projects and deliveries boom

Dec 17, 2025

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Christmas shoppers fund climate and biodiversity projects and deliveries boom

Australian fintech Sphere for Good and New Zealand’s HealthPost’s partnership has seen Flora & Fauna online shoppers make 11,000 contributions towards climate and biodiversity projects when ordering parcel deliveries in the lead up to Christmas.

Cash

+12

Massive year in payments but 2026 looms even larger

Dec 17, 2025

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Massive year in payments but 2026 looms even larger

There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.

Fintech

Mint Payments partners with Zip Co to add flexible payment options for travel merchants

Dec 17, 2025

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Mint Payments partners with Zip Co to add flexible payment options for travel merchants

Mint Payments and Zip Co have partnered to introduce flexible payment options for travel bookings across Mint’s merchant network.

Digital & Online

Threats to payments system front and centre at summit

Dec 17, 2025

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Threats to payments system front and centre at summit

The resilience of the nation’s payments system has been flagged by the RBA Payments Board as the nation’s cyber security coordinator weighed in at the AusPayNet Summit.

Fintech

Dec 17, 2025

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Tyro buys Thriday for SME edge

Tyro is acquiring Melbourne-based fintech Thriday, an AI-powered financial management platform that automates invoicing, expense management, accounting and banking workflows.

Digital & Online

As the rollout deadline approaches, Confirmation of Payee may need to race on off-system BSBs and allocated EFT

Dec 10, 2025

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As the rollout deadline approaches, Confirmation of Payee may need to race on off-system BSBs and allocated EFT

The rollout of Confirmation of Payee is due for completion by year end, already reaching 141 million Australian bank accounts across 116 organisations. But like all payments upgrades there may be some work still to do at the edges, including off-system BSB and allocated EFT transactions.

Digital & Online

Australia’s first real-time super payment from inside payroll

Dec 10, 2025

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Australia’s first real-time super payment from inside payroll

Employment Hero has processed its first Payday Super payment over the NPP via HeroClear, a super-clearing and validation solution built with payments provider Zepto and SuperStream messaging provider OZEDI.

Merchant Service Fees

Chargeback fees surge as AI reshapes online payments and merchants bear the cost

Dec 10, 2025

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Chargeback fees surge as AI reshapes online payments and merchants bear the cost

Bank disputes processes are giving way to automated, opaque and more expensive fintech systems, costing merchants big dollars in fees as online sales boom.

Digital & Online

Checkout.com adopts OpenAI backed ACP for merchants

Dec 10, 2025

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Checkout.com adopts OpenAI backed ACP for merchants

Global digital payments company, Checkout.com announced it will support Agentic Commerce Protocol (ACP), as research suggests Australians are highly open to AI-assisted shopping.

Digital & Online

Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high

Dec 10, 2025

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Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high

Credit card companies Visa and Mastercard will join digital wallet providers Apple Pay and Google Pay to front a new parliamentary inquiry in 2026, as Australia’s revolving credit card debt and online spending soars to new highs.

Digital & Online

Cohen bulks up PEXA team ahead of possible ACCC probe

Dec 3, 2025

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Cohen bulks up PEXA team ahead of possible ACCC probe

New PEXA CEO Russell Cohen has bulked up his executive team and cleaned house as he prepares for more government and regulatory scrutiny.

Fintech

Coinbase Australia picks new ex-CommSec exec as COO

Dec 3, 2025

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Coinbase Australia picks new ex-CommSec exec as COO

Cryptocurrency exchange company, Coinbase Australia, has appointed former CommSec Executive Manager Adam Judd as Chief Operating Officer ahead of big changes to the regulatory landscape.

Fintech

Staff get 12 month reprieve as Cuscal completes Indue deal

Dec 3, 2025

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Staff get 12 month reprieve as Cuscal completes Indue deal

Cuscal has completed its acquisition of Indue on schedule, and while staff get a 12 month reprieve on job cuts as we head into the holidays, Indue executives might not be so lucky.

Digital & Online

Westpac launches universal feature to cancel subscription payments

Dec 3, 2025

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Westpac launches universal feature to cancel subscription payments

Westpac and Mastercard have collaborated to develop a new “first of its kind in Australian banking” feature, enabling Westpac customers to be able to view and cancel subscription payments directly through the Westpac app.

Digital & Online

ATO urges employers to move early on payday super or risk compliance nightmare

Nov 26, 2025

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ATO urges employers to move early on payday super or risk compliance nightmare

Employers have been warned to move early on payday super, with the ATO expecting 25 times the number of rejected contribution payments and payroll platforms pre-empting cash flow management issues.

Digital & Online

Chatty teens to verify via ConnectID as Apple looms

Nov 26, 2025

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Chatty teens to verify via ConnectID as Apple looms

Bank-backed AP+ identity platform ConnectID scored a big win this week, with Snapchat adopting the technology for teen verification ahead of new social media rules kicking in next month, but Apple is now looming large as a competitor in the hotly contested space.

Digital & Online

Cuscal’s Indue deal to be finalised next week

Nov 26, 2025

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Cuscal’s Indue deal to be finalised next week

Cuscal expects to finalise its acquisition of Indue next week, after clearing the last regulatory hurdle.

Digital & Online

Nov 26, 2025

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PayPal launches Xoom in Australia

PayPal has announced the launch of its international money transfer service Xoom in Australia, promising easy and safer money transfers for PayPal customers in over 150 countries across more than 100 currencies.

Digital & Online

Triple Zero woes raise questions over critical payments infrastructure

Nov 26, 2025

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Triple Zero woes raise questions over critical payments infrastructure

Australia’s critical infrastructure regime covers 13 sectors including financial services, but is the regime in the sector as strong and resilient as Australians need their payments infrastructure to be?

Digital & Online

$40 million lost in a year – shoppers beware Black Friday scams

Nov 19, 2025

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$40 million lost in a year – shoppers beware Black Friday scams

Online shoppers should stay alert to scams as Black Friday sales kick-off, with the Australian Bankers Association (ABA) claiming almost $40 million was lost to buying and selling scams over the past year.

Fintech

Aussies to sleigh holiday sales using AI as Santa’s helper

Nov 19, 2025

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Aussies to sleigh holiday sales using AI as Santa’s helper

More than half of Aussies under 45 are planning to use creative AI tools to assist with holiday shopping, according to new research from PayPal.

Digital & Online

Super to kick up NPP volume in 2026 as use cases expand

Nov 19, 2025

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Super to kick up NPP volume in 2026 as use cases expand

Payday Super is likely to give NPP payments a much-needed volume boost in the new year, as transaction growth begins to move into new areas of the market including merchant disbursements, subscription services and cross border payments.

Cash

The era of invisible finance: How AI, identity and trust are redefining money

Nov 19, 2025

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The era of invisible finance: How AI, identity and trust are redefining money

The future of finance isn’t cashless. It’s conscious built on invisible intelligence and visible trust.