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Outages

News about payments outages and their effect

Regulation

+1

RBA confirms an expired certificate took down Australia's payments settlement backbone
LockSimple

Mar 25, 2026

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RBA confirms an expired certificate took down Australia's payments settlement backbone

The RBA's post-incident report on the 27 January RITS outage reveals an uncomfortable truth: the plumbing that moves billions through Australia's financial system was felled by a forgotten digital credential.

Digital & Online

+2

Missed deadline on RBA outage review – the system keeps breaking
LockSimple

Mar 11, 2026

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Missed deadline on RBA outage review – the system keeps breaking

Australia built a cashless economy on infrastructure that can't stay online. The Reserve Bank knows it. The telcos know it. And now, after its own system crashed because someone forgot to renew a certificate, the Reserve Bank of Australia (RBA) has missed its own deadline to explain what went wrong.

Digital & Online

+2

RBA releases details of CS crisis powers to protect financial markets
LockSimple

Feb 25, 2026

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RBA releases details of CS crisis powers to protect financial markets

The Reserve Bank of Australia (RBA) has published its rules for intervening if there is a threat to domestic financial stability or to the continuity of the Clearing and Settlement (CS) facility’s services that are critical to the functioning of the financial system in Australia.

Regulation

+1

Expiring certificates crashed RBA batch settlements
LockSimple

Feb 11, 2026

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Expiring certificates crashed RBA batch settlements

Expiring certificates were responsible for a 7 hour Reserve Bank outage that saw pays and property settlements delayed for up to four days.

Digital & Online

+2

RBA outage delays some payments for four days
LockSimple

Feb 4, 2026

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RBA outage delays some payments for four days

Pays were late and property settlements delayed after a 7 hour Reserve Bank outage last week caused flow-on impacts across the industry for up to four days.

Digital & Online

+2

Aussie eftpos moves on outage risks with Stand-in Processing but will card issuers play?
LockSimple

Jan 7, 2026

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Aussie eftpos moves on outage risks with Stand-in Processing but will card issuers play?

In an increasingly less-cash world, Australia’s domestic card network eftpos has moved to reduce the impact of bank outages with a new Stand-in Processing feature - but will card issuers be willing to wear the risk?

Cash

+12

Massive year in payments but 2026 looms even larger
LockSimple

Dec 17, 2025

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Massive year in payments but 2026 looms even larger

There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.

Digital & Online

+3

ATO urges employers to move early on payday super or risk compliance nightmare
LockSimple

Nov 26, 2025

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ATO urges employers to move early on payday super or risk compliance nightmare

Employers have been warned to move early on payday super, with the ATO expecting 25 times the number of rejected contribution payments and payroll platforms pre-empting cash flow management issues.

Digital & Online

+2

Triple Zero woes raise questions over critical payments infrastructure
LockSimple

Nov 26, 2025

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Triple Zero woes raise questions over critical payments infrastructure

Australia’s critical infrastructure regime covers 13 sectors including financial services, but is the regime in the sector as strong and resilient as Australians need their payments infrastructure to be?

Fintech

+2

ANZ outage highlights digital payments cloud concentration by three major suppliers
LockSimple

Oct 29, 2025

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ANZ outage highlights digital payments cloud concentration by three major suppliers

Amazon and Microsoft host the lion’s share of digital payments infrastructure amid concerns about data sovereignty and outages.

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