Australia’s A2A transition: governance conflicts, delays, and global lessons

Senior Business Correspondent
13 Aug, 2025
Michael Sainsbury
Senior Business Correspondent
13 Aug, 2025
Despite an RBA prompted inquiry into A2A and plenty of warnings from fintechs like Zepto and Volt, a lack of industry coordination or tough regulation looks set to keep BECS operating well beyond 2030.
Australia’s A2A transition: governance conflicts, delays, and global lessons

Despite an RBA prompted inquiry into A2A and plenty of warnings from fintechs like Zepto and Volt, a lack of industry coordination or tough regulation looks set to keep BECS operating well beyond 2030.

Subscriber article

This article is available to PayDay News subscribers.

trending

Australia Post promises at least 4,000 retail outlets, but some already operate without cash and hundreds lack Bank@Post, raising questions about what cash and payment services will survive
On The Interchange Bench this week, TNS promotes PAX chief Johnson to global role, Walsh appointed pay’s marketing chief, Younes takes on platforms at Stripe, Edwards lands as
Coles has shut down Coles Pay but is stepping up Flybuys rewards ahead of Christmas just as Australia’s banks cut credit card perks, reframe loyalty offerings and consumers
Australian merchants using Adobe Commerce and Magento were last week urged to apply security patches immediately after authorities warned a critical vulnerability was being actively exploited.
Crypto executives say AUSTRAC’s recent crackdowns will strengthen the industry’s legitimacy.

RELATED STORIES ▸

India’s cracked the NFC tap barrier stifling A2A in Aussie retail
India’s cracked the NFC tap barrier stifling A2A in Aussie retail
India’s cracked the NFC tap barrier stifling A2A in Aussie retail
India has put account-to-account (A2A) payments behind the same tap consumers use for cards, potentially removing a critical adoption barrier ...
Card costs push cash-friendly Vietnam to leapfrog plastic for A2A
Card costs push cash-friendly Vietnam to leapfrog plastic for A2A
Card costs push cash-friendly Vietnam to leapfrog plastic for A2A
As the RBA mulls Australia’s payments future, Vietnam offers an intriguing case study: cash remains strong, while high card fees ...
Fintechs push RBA to open NPP access and unlock A2A competition
Fintechs push RBA to open NPP access and unlock A2A competition
Fintechs push RBA to open NPP access and unlock A2A competition
Australian fintech heavyweights led by Airwallex, Adyen, Azupay and Digital Economy Council has put access to the NPP at the ...
Adyen consolidates Melbourne’s Limitless payments across six Asian markets
Adyen consolidates Melbourne’s Limitless payments across six Asian markets
Adyen consolidates Melbourne’s Limitless payments across six Asian markets
Melbourne-based gifting group Limitless Technology has consolidated four payment gateways onto Adyen, simplifying payments across five brands and six Asia-Pacific ...
Affirm and Shopify launch Shop Pay Installments in Australia
Affirm and Shopify launch Shop Pay Installments in Australia
Affirm and Shopify launch Shop Pay Installments in Australia
Australian merchants on Shopify will have another BNPL option to pay with the launch of Shop Pay Installments. ...
The fault lines in Australia’s payments
The fault lines in Australia’s payments
The fault lines in Australia’s payments
Commentator Vibhu Arya breaks down the recent RBA submissions, analysing who is lobbying for what at a high level. ...

Got a story to share?

Get in touch with PayDay News today!

Advertising Enquiry

Fill out the form below, and we will be in touch shortly.

Contact Information

Got a story to share

Fill out the form below, and we will be in touch shortly.

Contact Information