Commentary

Expert commentary and discussion around key payments issues.

What can we learn from Malaysia on A2A retail?

What can we learn from Malaysia on A2A retail?

Ubiquitous, domestically-owned, cheaper and faster, account-to-account (A2A) retail payments are booming in Malaysia, so why isn’t it taking off in Australia? ...
Reforms converge to reshape PayTo protections as demand for card alternative grows

Reforms converge to reshape PayTo protections as demand for card alternative grows

Three reforms are converging to strengthen PayTo, delivering stronger consumer protections, clearer fraud liability and greater confidence in account-to-account payments as merchants ...
The end of surcharging or the rise of convenience fees?

The end of surcharging or the rise of convenience fees?

Vibhu Arya, the former Country Leader for Payments & Financial Services at IKEA Australia New Zealand, writes that when surcharging disappears on ...
Why isn’t the NPP at the checkout?

Why isn’t the NPP at the checkout?

Nearly a decade after the NPP launched, you still can't use it to pay for your coffee, your haircut, or your movie ...
Getting paid is priority 1. Always

Getting paid is priority 1. Always

Last week’s Telstra outage reminded us that getting paid is the most important thing that a business does. Treat it accordingly. ...
No surcharging: what’s the real cost to merchants

No surcharging: what’s the real cost to merchants

With just 87 days to run until “no surcharge” rules are applied by the schemes one payments enthusiast is trying to do ...
Is high-cost “Ultra” premium debit really the future of rewards?

Is high-cost “Ultra” premium debit really the future of rewards?

As we move through the next phases of the RBA’s changes, we will learn exactly how the schemes and issuers intend to ...
Peaking too early – beware premature terminal offers

Peaking too early – beware premature terminal offers

Ahead of the publication of new interchange rates and “no surcharge” rules being imposed on October 1, acquirers are suddenly overflowing with ...
The RBA hasn’t banned surcharges — and the difference matters

The RBA hasn’t banned surcharges — and the difference matters

Misunderstanding the scope of the Reserve Bank of Australia’s change of position will cost merchants real money and acquirers real customers — ...
Cuscal and Tyro – A tale of two cities

Cuscal and Tyro – A tale of two cities

Perception is everything in the financial markets and right now investors like Cuscal but have serious doubts about Tyro’s future, creating a ...
Wake up! Only 162 days before surcharge ban kicks in

Wake up! Only 162 days before surcharge ban kicks in

With just 162 days left until the first round of changes to Australia’s retail payment system, the payments industry is having mixed ...

TRENDING ▸

Got a story to share?

Get in touch with PayDay News today!

Advertising Enquiry

Fill out the form below, and we will be in touch shortly.

Contact Information

Got a story to share

Fill out the form below, and we will be in touch shortly.

Contact Information