Why isn’t the NPP at the checkout?

Guest Contributor

29 Jul, 2026
Nearly a decade after the NPP launched, you still can't use it to pay for your coffee, your haircut, or your movie ticket. As the RBA launches its next review of retail payments Vibhu Arya, the former Country Leader for Payments & Financial Services at IKEA Australia New Zealand, explores why he thinks better NPP access for fintechs will open the door to A2A payments in retail.
Why isn’t the NPP at the checkout?

Nearly a decade after the NPP launched, you still can't use it to pay for your coffee, your haircut, or your movie ticket. As the RBA launches its next review of retail payments Vibhu Arya, the former Country Leader for Payments & Financial Services at IKEA Australia New Zealand, explores why he thinks better NPP…

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