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A2A

News about account-to-account (A2A), PayTo, PayID, BECS and the NPP.

What can we learn from Malaysia on A2A retail?

Ubiquitous, domestically-owned, cheaper and faster, account-to-account (A2A) retail payments are booming in Malaysia, so why isn’t it taking off in Australia? ...

Warwick Ponder
August 12, 2026

Customers waiting as real-time ‘future by committee’ inches forward

Australia's real-time payments future is moving deeper into detailed deliberations about roadmap development, with customers still waiting to join the official conversation ...

Warwick Ponder
August 12, 2026

Reforms converge to reshape PayTo protections as demand for card alternative grows

Three reforms are converging to strengthen PayTo, delivering stronger consumer protections, clearer fraud liability and greater confidence in account-to-account payments as merchants ...

Warwick Ponder
August 12, 2026

NPP cloud migration delayed by technical risks

Australian Payments Plus has removed the target date for its planned New Payments Platform cloud migration after delivery partner concerns over technical ...

Warwick Ponder
August 5, 2026

Kiwis business case for centralised real-time payments delayed

Unlike Australia, where the private sector runs the distributed real-time NPP network, New Zealand's central bank has taken control, but a long-promised ...

Michael Sainsbury
July 29, 2026

Why isn’t the NPP at the checkout?

Nearly a decade after the NPP launched, you still can't use it to pay for your coffee, your haircut, or your movie ...

Guest Contributor
July 29, 2026

Bolt/Bano’s future in New Zealand clouded by Australian court loss

After being disconnected from A2A platforms in Australia by Banking Circle due to AML compliance concerns, all signs point to Bolt Group ...

Michael Sainsbury
July 29, 2026

Risk reports torpedo Bolt Group’s Federal Court bid to re-connect Bano to A2A

An explosive judgement against Bano in Banking Circle’s favour is the clearest statement yet from an Australian court that a rails provider ...

Warwick Ponder, Alex Zaharov-Reutt
July 21, 2026

Azupay warns waiting on real-time is a business risk

The CEO of Sydney-based paytech Azupay, Andrew Baines, is urging Australian company boards to stop treating the New Payments Platform (NPP) as ...

Warwick Ponder
July 15, 2026

BECS upgrade plans progress in case required for A2A objectives

AusPayNet is pushing ahead with planning for potential upgrades for the Bulk Electronic Clearing System (BECS) should they be required to meet ...

Warwick Ponder
July 15, 2026

A2A Vision nuance shifts to resilience, access and commercial sustainability

After more than 100 submissions and months of debate, subtle but significant changes have been made to the final Vision for Account-to-Account ...

Warwick Ponder
July 15, 2026

AP+ faces serious hurdles to fund and enforce upgrade demands

The key problem for Australia’s payments network operator is how to enforce its own rules and fund the potential upgrades demanded by ...

Michael Sainsbury
July 8, 2026

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