November 1 is when things get messy

Brad Kelly
Payments Expert
16 Sep, 2026
When the first post-surcharging merchant statements hit struggling small businesses on 1 November, expect a loud and ugly reaction to the bill shock.
November 1 is when things get messy

When the first post-surcharging merchant statements hit struggling small businesses on 1 November, expect a loud and ugly reaction to the bill shock.

Subscriber article

This article is available to PayDay News subscribers.

trending

Scams, AI attacks and constant availability are testing payments workers’ wellbeing, from fraud desks to armoured trucks, as employers face pressure to address workloads, recovery time and job
Hello Clever’s people chief Celia Baée says payments businesses must look beyond wellbeing programs, building trust through accountable leadership, sustainable workloads and support as AI and rapid change
AusPayNet’s Annette Young says staff wellbeing underpins payments resilience, urging employers to provide clarity, build confidence with AI and collaborate on the human impact of technological change.
Global Payments’ Colin Baines says round-the-clock demands, cyber risks and technological change require sustainable workloads, practical support and leaders who treat staff wellbeing as a shared responsibility.
American Express may face an acceptance revolt beyond the government, council and retail business that already block its cards in Australia. Three of Australia’s major banks – Westpac,

RELATED STORIES ▸

PayDay News turns two as annual growth tops 200%
PayDay News turns two as annual growth tops 200%
PayDay News turns two as annual growth tops 200%
PayDay News marks its second birthday this week, with a new platform, more than 1,000 published articles and a growing ...
Late eftpos cuts online fees while hiking prop rates at POS
Late eftpos cuts online fees while hiking prop rates at POS
Late eftpos cuts online fees while hiking prop rates at POS
Australian Payments Plus (AP+) has slashed online eftpos interchange by up to 70%, but small proprietary debit purchases rise 40% ...
Woolies and CBA turn on grocery rewards for 9M customers
Woolies and CBA turn on grocery rewards for 9M customers
Woolies and CBA turn on grocery rewards for 9M customers
The same day surcharging was “banned” and credit card rewards shrank across Australia, Woolworths’ and Commonwealth Bank went live with ...
Will AI agents capsize bank customer “loyalty”?
Will AI agents capsize bank customer “loyalty”?
Will AI agents capsize bank customer “loyalty”?
AI agents could soon turn customer inertia into “find me a better deal” for my banking, without sacrificing anyone’s Sunday ...
Visa, Mastercard fee hikes add more inflation risk to RBA card reforms
Visa, Mastercard fee hikes add more inflation risk to RBA card reforms
Visa, Mastercard fee hikes add more inflation risk to RBA card reforms
Organisations across the economy are rejecting credit cards, adding new fees and prices are rising at retailers and bowsers as ...
Debit surge: Westpac says credit cash-flow demand will survive fee and reward reset
Debit surge: Westpac says credit cash-flow demand will survive fee and reward reset
Debit surge: Westpac says credit cash-flow demand will survive fee and reward reset
Rewards are shrinking and fees are increasing, but Westpac says consumer credit cards remain an important cash-flow tool as the ...

Got a story to share?

Get in touch with PayDay News today!

Advertising Enquiry

Fill out the form below, and we will be in touch shortly.

Contact Information

Got a story to share

Fill out the form below, and we will be in touch shortly.

Contact Information