Blended dilemma. Why don’t all merchants benefit from interchange cuts?

Guest Contributor

2 Sep, 2026
The RBA has been regulating interchange for more than two decades but not everyone is a winner. The savings are distributed unequally between merchants based on size, and on October 1 we will likely see the same pattern repeated.
Blended dilemma. Why don’t all merchants benefit from interchange cuts?

The RBA has been regulating interchange for more than two decades but not everyone is a winner. The savings are distributed unequally between merchants based on size, and on October 1 we will likely see the same pattern repeated.

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