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PayDay News | Australian Payments News

Device-not-present transactions account for 85% of card payment growth

Senior Business Analyst
10 Dec, 2025
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Peter Drennan
Senior Business Analyst
10 Dec, 2025
Add us as a preferred source on Google
The dominance of device-not-present payments continues to reshape the Australian payments landscape. The latest RBA data shows that of the $107.4 billion increase in annual card spend over the past year, $90.8 billion, 84.6% of total growth, has come from online shopping, bill payments and subscriptions.
Device-not-present transactions account for 85% of card payment growth
Credit cards are pulling further ahead of debit cards, with annual growth accelerating to 7.1% from 6.8% last month.

The dominance of device-not-present payments continues to reshape the Australian payments landscape. The latest RBA data shows that of the $107.4 billion increase in annual card spend over the past year, $90.8 billion, 84.6% of total growth, has come from online shopping, bill payments and subscriptions.

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