Magic! Your debit fees just transformed into higher credit

Brad Kelly
Payments Expert
5 Nov, 2025
Turning debit into higher credit fees has always been the Holy Grail to boost issuer revenue. Visa may have finally found it, but merchants will pay handsomely for the “privilege”.
Magic! Your debit fees just transformed into higher credit

Turning debit into higher credit fees has always been the Holy Grail to boost issuer revenue. Visa may have finally found it, but merchants will pay handsomely for the “privilege”.

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Visa's average credit card merchant fee reached 1.00% in the June quarter, the highest since the RBA began publishing fees by scheme, and up five basis points over
The end of card surcharging on October 1 has merchants across Australia looking at ways to hand out and handle more cash.
On The Interchange Bench this week, Brazil’s A2A network draws a tariff, a fake Matt Comyn offers us US $35 million in a Whatsapp scam, former RBA payments
The Commonwealth Bank says escalating geopolitical tensions, cyber threats and artificial intelligence are transforming operational resilience from a compliance obligation into a competitive advantage for financial institutions and
Three reforms are converging to strengthen PayTo, delivering stronger consumer protections, clearer fraud liability and greater confidence in account-to-account payments as merchants search for trusted, low-cost alternatives to

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