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PayDay News | Australian Payments News

RBA stats on surcharging still not adding up

Reporter
22 Oct, 2025
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Gabby Taylor
Reporter
22 Oct, 2025
Add us as a preferred source on Google
There is a lot of debate around the surcharge ban in Australia. The Reserve Bank (RBA) claims only 10% of small businesses surcharge, but many are sceptical of that figure. If the RBA is wrong, a ban on surcharging can have serious implications for consumers, businesses and payment service providers.
RBA stats on surcharging still not adding up
The RBA review of Merchant Card Payments Costs and Surcharging is reaching its conclusion however questions have come up about their surcharging figure and how they got there. The Consultation Paper released on July 15

There is a lot of debate around the surcharge ban in Australia. The Reserve Bank (RBA) claims only 10% of small businesses surcharge, but many are sceptical of that figure. If the RBA is wrong, a ban on surcharging can have serious implications for consumers, businesses and payment service providers.

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