
Warwick has been involved in public debate about Australian payments regulation and innovation for almost 15 years, strongly advocating for the rights of consumers and small businesses. He has more than 30 years of experience in publishing, advocacy and business communications across fields including government, payments, telecommunications, energy and natural resources.

Commonwealth Bank customers may start to notice more proactive warnings about potentially fraudulent transactions after the bank deployed an advanced agentic AI system.
Banks
+1

With $107 billion in cash notes circulating in the economy, the Reserve Bank reaffirms its commitment to “ensure cash remains a viable means of payment". New data shows around half of Australians use cash every week, and about 1.5 million adults rely on it as their main form of payment.
Cash
+1

Despite potential impacts on NPP-centric fintechs and other payments stakeholders, AusPayNet won’t make public the results of its assessment of options to upgrade the Bulk Electronic Clearing System (BECS) until July.
Fintech
+1

While Melbourne’s myki tap and go transit payments trial continues, a local fintech has delivered a working system to New Zealand’s capital Wellington in just 6 months. Meanwhile, NSW has finally delivered a tap option for concession travellers.
Cards
+1

The Reserve Bank has told a Parliamentary Inquiry why Government agencies aren’t moving to the New Payments Platform except in emergency situations - and it’s still all about bulk payments, reach, resilience and cost.
A2A
+1

Small businesses and cardholders might soon be paying higher card fees to help the big banks’ build the New Payments Platform (NPP) and defend their profits from multinationals, according to bank lobbyists.
A2A
+1

Cuscal is buying New Zealand’s answer to eftpos - Paymark – in a deal that may secure a brighter future for one of its biggest customers, Shift4, in the land of the long white cloud.
Fintech
+2

Ahead of what is likely to be the biggest Payment Service Provider (PSP) and acquiring market shakeup in decades, Tyro, Zeller, Westpac and CBA are already wooing customers for the post-surcharging world, while ANZ remains mum on its plans for ANZ Worldline.
Fintech
+3

Following the Reserve Bank’s no surcharge decision, a gaggle of well-known fintechs including Zeller, Shift4, Zero, PayNuts, Square and Tyro may need to rebuild their business models and, in some cases, technology stacks, or risk losing massive market share back to the big banks.
Fintech
+3

Commonwealth Bank, Westpac, ANZ and NAB are among the industry players who who could make better use of “underutilised critical infrastructure” to finally unlock the power of resilience, trust and real time payments in Australia.
A2A
+2

Fresh from its acquisition of stablecoin infrastructure player BVNK, Mastercard now has its eye on Australia’s account-to-account market as it continues to expand its global tentacles into new forms of payments. And, as usual, Visa is joining the party.
A2A
+1