Banks making cash harder to get with Points of Presence in decline

Gabby Taylor
Reporter
5 Nov, 2026
With the schemes’ surcharge ban well underway, many are looking to cash as a potential substitute. APRA’s new points of presence data shows that getting cash in Australia may be a lot harder, with reduced branches, Bank@Post outlets and less bank-run ATMS.
Banks making cash harder to get with Points of Presence in decline

With the schemes’ surcharge ban well underway, many are looking to cash as a potential substitute. APRA’s new points of presence data shows that getting cash in Australia may be a lot harder, with reduced branches, Bank@Post outlets and less bank-run ATMS.

Subscriber article

This article is available to PayDay News subscribers.

trending

New Anti-Money Laundering/Counter Terrorism Financing laws have slowed Australian Cryptocurrency transaction times from seconds to “almost an hour,” exchanges are claiming.
NAB’s real time payments implementation and automated reconciliation has helped Australia’s biggest super fund - AustralianSuper - process more transactions while lowering exception rates following the introduction of
While the Finance Minister tried to dodge chaos around the credit card surcharge ban, Tax Commissioner Rob Heferen detailed failed talks with the RBA and card companies, as
Revolut’s New Zealand banking approval brings a shared bank brand across the Tasman, with NZ chair Rob Everett supporting its challenge to established lenders.
With the schemes’ surcharge ban well underway, many are looking to cash as a potential substitute. APRA’s new points of presence data shows that getting cash in Australia

RELATED STORIES ▸

Armaguard’s new cash in transit pricing plan faces cost scrutiny
Armaguard’s new cash in transit pricing plan faces cost scrutiny
Armaguard’s new cash in transit pricing plan faces cost scrutiny
After paying no tax in FY25, Linfox Armaguard’s proposed new cash pricing would treat new and existing customers differently, as ...
Cash fight returns as Canberra’s jigsaw leaves gaps
Cash fight returns as Canberra’s jigsaw leaves gaps
Cash fight returns as Canberra’s jigsaw leaves gaps
A narrow cash mandate, retail exemptions and separate plans for distribution, ATMs and banking hubs, have left the door wide ...
Stark contrast to Australia: RBNZ’s reveals inclusive cash findings
Stark contrast to Australia: RBNZ’s reveals inclusive cash findings
Stark contrast to Australia: RBNZ’s reveals inclusive cash findings
Nine out of ten Kiwi’s said New Zealand needs a minimum standard for access to cash services regardless of if ...
Consumers dump credit cards, but will the surcharge “ban” drive a reversal?
Consumers dump credit cards, but will the surcharge “ban” drive a reversal?
Consumers dump credit cards, but will the surcharge “ban” drive a reversal?
For the eight months to August 2026, Australians stopped using credit cards, paid down what they owed, and took out ...
Armaguard price plan ramps up cash costs … and ACCC scrutiny
Armaguard price plan ramps up cash costs … and ACCC scrutiny
Armaguard price plan ramps up cash costs … and ACCC scrutiny
Is a possible 100% price hike in 7 years too much? Armaguard’s long-awaited proposed cash distribution terms could expose small ...
RBA backs its own cash but leaves industry to finish the job
RBA backs its own cash but leaves industry to finish the job
RBA backs its own cash but leaves industry to finish the job
The Reserve Bank says the cash it prints remains critical to Australia’s payments system, while leaving industry to resolve the ...

Got a story to share?

Get in touch with PayDay News today!

Advertising Enquiry

Fill out the form below, and we will be in touch shortly.

Contact Information

Got a story to share

Fill out the form below, and we will be in touch shortly.

Contact Information