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Government

News about government contracts and decisions in the payments space

Cash

+12

Massive year in payments but 2026 looms even larger
LockSimple

Dec 17, 2025

•

Massive year in payments but 2026 looms even larger

There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.

Government

+1

Ciggies cheaper than ‘90s, as payments industry dawdles and ABS commits to collect data
LockSimple

Dec 10, 2025

•

Ciggies cheaper than ‘90s, as payments industry dawdles and ABS commits to collect data

Despite promises from the payments industry to crack down on illicit tobacco sellers, punters can still use their cards to purchase a packet of illegal cigarettes, cheaper today than they were more than a quarter of century ago when Paul Keating was PM and Nirvana’s Smells Like Teen Spirit topped Australia’s Hot 100.

Digital & Online

+3

Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high
LockSimple

Dec 10, 2025

•

Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high

Credit card companies Visa and Mastercard will join digital wallet providers Apple Pay and Google Pay to front a new parliamentary inquiry in 2026, as Australia’s revolving credit card debt and online spending soars to new highs.

Regulation

+3

ANZ joins tobacco fight as AUSTRAC presses remitters on child exploitation payments
LockSimple

Nov 26, 2025

•

ANZ joins tobacco fight as AUSTRAC presses remitters on child exploitation payments

ANZ, like its peers and PSPs, has not revealed how many illicit tobacco merchants have been cut off, as AUSTRAC orders an audit of WorldRemit for child exploitation payments and targets others.

Merchant Service Fees

+4

Big banks urge RBA to test scheme fee regulation and broaden cards inquiry
LockSimple

Nov 19, 2025

•

Big banks urge RBA to test scheme fee regulation and broaden cards inquiry

The Reserve Bank of Australia (RBA) should not be deterred from regulating the scheme fees charged by Visa and Mastercard because of the possibility of litigation, according to Commonwealth Bank CEO Matt Comyn.

Merchant Service Fees

+4

Westpac confirms interchange pays for its credit card rewards
LockSimple

Nov 19, 2025

•

Westpac confirms interchange pays for its credit card rewards

Westpac CEO, Anthony Miller told the Standing Committee on Economics yesterday that rewards are funded by interchange fees, despite the Reserve Bank ruling them an ineligible interchange cost.

Regulation

+2

Focus on new BECS timeline as Mulino makes payments debut
LockSimple

Nov 12, 2025

•

Focus on new BECS timeline as Mulino makes payments debut

A revised closure timeline for the Bulk Electronic Clearing System (BECS) will be front and centre when the new Financial Services Minister Daniel Mulino talks publicly on payments strategy for the first time in Sydney next month.

Merchant Service Fees

+4

NZ surcharge ban will create an “uneven playing field” with online excluded
LockSimple

Nov 12, 2025

•

NZ surcharge ban will create an “uneven playing field” with online excluded

Feedback has now closed on the Retail Payment System (Ban on Merchant Surcharges) Amendment Bill introduced to New Zealand Parliament on September 16 and groups have voiced their concerns about the impact on businesses and consumers.

Fintech

+3

CDR & Digital ID could take the pain out of rental applications
LockSimple

Oct 29, 2025

•

CDR & Digital ID could take the pain out of rental applications

The soul crushing process of filling in piles of detailed rental applications could get a whole lot easier with the clever application of technologies like Digital ID and the Consumer Data Right (CDR), according to Sydney payments outfits Fat Zebra and AP+.

Government

+1

Crypto ATM crackdown
LockSimple

Oct 22, 2025

•

Crypto ATM crackdown

The government has announced it's drafting legislation to target a crackdown on crypto ATMs that may see the machines, which buy cash to sell crypto currency, restricted or banned.

Fintech

+4

Payments companies from CBA to Westpac to ANZ Worldline may be enabling criminal gangs with illegal tobacco sales
LockSimple

Oct 22, 2025

•

Payments companies from CBA to Westpac to ANZ Worldline may be enabling criminal gangs with illegal tobacco sales

“Our message is clear: if you profit from illicit tobacco in Australia, you are operating illegally,” says Home Affairs Minister Tony Burke.

Merchant Service Fees

+3

Impact of surcharge reform on government services uncertain as rego prices rise
LockSimple

Oct 15, 2025

•

Impact of surcharge reform on government services uncertain as rego prices rise

There’s uncertainty about how governments will recoup the cost of banning card surcharges, as NSW bumps up its annual fees by more than CPI and Queensland cuts American Express as payment option for transport this week.

Digital & Online

+2

Australia moves to build crypto guardrails as payments integration accelerates
LockSimple

Oct 1, 2025

•

Australia moves to build crypto guardrails as payments integration accelerates

The government has released draft laws to license exchanges and issuers, ASIC has granted temporary relief for stablecoin distribution, and global players from PayPal to IG Group are reshaping Australia’s crypto payments landscape.

A2A

+1

ATO clears way for real-time super payments
LockSimple

Aug 27, 2025

•

ATO clears way for real-time super payments

In a big win for Australian Payments Plus (AP+), the Australian Taxation Office (ATO) will require super funds to receive NPP payments from 1 July 2026, ahead of next year’s proposed payday super reforms.

Regulation

+2

ACCC missing in action on anti-competitive payments deals across the public sector
LockSimple

Aug 13, 2025

•

ACCC missing in action on anti-competitive payments deals across the public sector

The ACCC prefers to do nothing when state and federal government agencies such as Transport for NSW enter deals that stifle competition in the payments industry.

Merchant Service Fees

+3

Coalition chaos over surcharge ban, card fees
LockSimple

Aug 6, 2025

•

Coalition chaos over surcharge ban, card fees

With Treasury spokesman Ted O’Brien missing in action, mixed messages have come from coalition leadership on card payments and surcharging.

Fintech

+2

Government moves on payment reform with modernisation Bill
LockSimple

Jul 30, 2025

•

Government moves on payment reform with modernisation Bill

Assistant Treasurer, Dr Daniel Mulino, has introduced legislation that paves the way for the Government to tackle payments issues such as the dominance of Apple Pay on mobile and blended rates for card payments.

Cash

+3

Laxale and Husic to liven up new-look economics committee
LockSimple

Jul 30, 2025

•

Laxale and Husic to liven up new-look economics committee

Free digital payments campaigner Jerome Laxale MP is returning to the Standing Committee on Economics, alongside the new Chair and former Industry and Science Minister, Ed Husic.

Merchant Service Fees

+2

Will NZ retailers get their “no tap” signs out after proposed POS surcharge ban?
LockSimple

Jul 30, 2025

•

Will NZ retailers get their “no tap” signs out after proposed POS surcharge ban?

New Zealand retailers may be reaching for their “no tap” terminal signs again, after their government proposed a ban on surcharges for most Visa and Mastercard POS payments this week.

Regulation

+2

RBA’s hands off scheme fees strategy leaves ball in Chalmer’s court
LockSimple

Jul 29, 2025

•

RBA’s hands off scheme fees strategy leaves ball in Chalmer’s court

Facing hugely profitable and highly litigious Visa and Mastercard regulator chose to pull its punches

Digital & Online

+1

Industry clambers aboard the digital dollar trial with Aussie regulators
LockSimple

Jul 16, 2025

•

Industry clambers aboard the digital dollar trial with Aussie regulators

Is Australia moving closer to a new central bank digital Australian dollar, with the support of big banks, J.P. Morgan, three regulators, Australia’s domestic payments scheme and fintechs?

Digital & Online

+2

NSW probes e-conveyancing
LockSimple

Jul 2, 2025

•

NSW probes e-conveyancing

NSW Parliament is forming a Select Committee to look at competition reforms in electronic conveyancing.

Regulation

+2

Taxpayer millions and privacy on the line as ANZ Worldline flounders
LockSimple

Jun 4, 2025

•

Taxpayer millions and privacy on the line as ANZ Worldline flounders

As Victorian taxpayers gift millions to ANZ’s ailing partnership with French payments giant Worldline, some serious questions have emerged about the Reserve Bank’s management of an outsourcing deal with the joint venture.

Regulation

+1

Albanese puts fresh focus on digital and payments, but loses experienced Husic
LockSimple

May 16, 2025

•

Albanese puts fresh focus on digital and payments, but loses experienced Husic

The politically charged removal of the technology-savvy Ed Husic from the Albanese ministry was certainly a blow - his are large shoes to fill. His departure from cabinet comes just as the government appears to pull focus on innovation and digital services, including payments. That is both welcome and overdue.

Fintech

+2

Prospects for competition in e-conveyancing fading fast
LockSimple

May 16, 2025

•

Prospects for competition in e-conveyancing fading fast

Prospects for real competition in the electronic conveyancing sector now rest on a Senate inquiry in Canberra, after one of two prospective competitor to monopoly player PEXA walked away and payments industry body AusPayNet launched a new “code of practice” in an effort to avoid regulation.

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