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News about mobile wallets and payment methods

Digital & Online

+3

Perfume and petrol: what two April data drops reveal about the Aussie wallet
LockSimple

Apr 22, 2026

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Perfume and petrol: what two April data drops reveal about the Aussie wallet

Experian's latest Business Pulse paints one picture of the Australian consumer. CommBank's March Household Spending Insights paints another. Read them side by side, and the shape of 2026 gets interesting fast.

Merchant Service Fees

+2

The NFC chip, the banks, and the distraction from the bigger payments fight
LockSimple

Apr 22, 2026

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The NFC chip, the banks, and the distraction from the bigger payments fight

As the Reserve Bank mulls over the scope of its second payments consultation, it must consider whether regulating Google and Apple will really produce a more resilient and efficient payments system for consumers and merchants, or just deliver a win for the banks?

Cards

+1

Transport for NSW delivers concession transit while Littlepay turns on Wellington tap
LockSimple

Apr 22, 2026

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Transport for NSW delivers concession transit while Littlepay turns on Wellington tap

While Melbourne’s myki tap and go transit payments trial continues, a local fintech has delivered a working system to New Zealand’s capital Wellington in just 6 months. Meanwhile, NSW has finally delivered a tap option for concession travellers.

Cash

+5

Cash still growing as ATM withdrawals hit a six-year high and debit surges
LockSimple

Apr 15, 2026

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Cash still growing as ATM withdrawals hit a six-year high and debit surges

ATM withdrawals reached $9.3 billion in February, the highest single month since July 2020 when $9.7 billion was withdrawn. It is the only form of cash access still growing, up 2% annually as debit card usage continues to surge.

Government

+2

Express Transit mobile confusion as Victorian myki tap trial kicks in
LockSimple

Mar 25, 2026

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Express Transit mobile confusion as Victorian myki tap trial kicks in

Easy access mobile payments for transit may be responsible for Victorian commuters accidently paying for fares twice.

Cash

+4

Debit cards hit 77% of volume and 70% of in-store purchase value for first time
LockSimple

Mar 18, 2026

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Debit cards hit 77% of volume and 70% of in-store purchase value for first time

Australian consumers continued their shift towards debit cards in January 2026, with debit reaching 77% of volume and a milestone 70% share of in-store card purchase value for the first time on record.

Cards

+1

No new pay Apps on iPhone NFC! But Apple says Aussie developers are “well down the path”
LockSimple

Mar 4, 2026

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No new pay Apps on iPhone NFC! But Apple says Aussie developers are “well down the path”

While “numerous” developers have been allowed to work on Apple’s prized NFC chip in Australia, the tech giant has told a parliamentary inquiry that a new payments app is yet to emerge.

Fintech

+9

ParliPay - hours of action-packed TV with a pinch of fiction
LockSimple

Mar 4, 2026

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ParliPay - hours of action-packed TV with a pinch of fiction

Last week I spent two days watching the parade of banking and payment seniors strut their stuff in Canberra at the House Economics Committee – the ParliPay hearings.

Digital & Online

+2

Apple Pay dominance is “good for competition”: Apple
LockSimple

Feb 18, 2026

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Apple Pay dominance is “good for competition”: Apple

Regulation of Australia’s dominant mobile wallet Apple Pay will hurt consumers and small banks trying to compete with the Big 4, according to Apple.

Fintech

+3

DJs adopts Weixin Pay for big spending Chinese tourists
LockSimple

Feb 18, 2026

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DJs adopts Weixin Pay for big spending Chinese tourists

David Jones now accepts Weixin Pay – formerly known as WeChat Pay - enabling big spending Chinese customers to make purchases at preferential exchange rates, and eliminating the need for cash or cards.

Digital & Online

+4

Small business unites against card scheme "margin grab"
LockSimple

Feb 18, 2026

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Small business unites against card scheme "margin grab"

Ahead of hearings next week, 24 submissions - and counting - have been published by the parliamentary inquiry, with banks joining business in fingering card schemes as a major problem.

Digital & Online

+1

Apple Pay slips eftpos inside apps as Canberra circles wallet costs
LockSimple

Jan 14, 2026

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Apple Pay slips eftpos inside apps as Canberra circles wallet costs

As Canberra sharpens its focus on the rising cost and market power of digital wallets, Apple has quietly moved to head off some of the pressure by adding eftpos to its in-app payments.

Cash

+3

Australian card payments cross $1.1 trillion milestone
LockSimple

Jan 14, 2026

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Australian card payments cross $1.1 trillion milestone

Australian card payment volumes have crossed the $1.1 trillion threshold for the first time, reaching $1.105 trillion over the past 12 months. The milestone reflects continued growth in consumer card usage.

Cash

+12

Massive year in payments but 2026 looms even larger
LockSimple

Dec 17, 2025

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Massive year in payments but 2026 looms even larger

There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.

Digital & Online

+3

Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high
LockSimple

Dec 10, 2025

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Credit card schemes face parliamentary inquiry as revolving debt hits 4 year high

Credit card companies Visa and Mastercard will join digital wallet providers Apple Pay and Google Pay to front a new parliamentary inquiry in 2026, as Australia’s revolving credit card debt and online spending soars to new highs.

Cards

+1

Littlepay taps Wellington, showing Australia how a city's contactless transit can be done
LockSimple

Dec 10, 2025

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Littlepay taps Wellington, showing Australia how a city's contactless transit can be done

In stark contrast to Australian transit payment project overruns and delays, Melbourne transit payments outfit Littlepay will deliver a contactless transit system for Wellington, New Zealand, for NZ$5.5 million in just six months.

Digital & Online

+2

Westpac launches universal feature to cancel subscription payments
LockSimple

Dec 3, 2025

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Westpac launches universal feature to cancel subscription payments

Westpac and Mastercard have collaborated to develop a new “first of its kind in Australian banking” feature, enabling Westpac customers to be able to view and cancel subscription payments directly through the Westpac app.

Digital & Online

+2

Chatty teens to verify via ConnectID as Apple looms
LockSimple

Nov 26, 2025

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Chatty teens to verify via ConnectID as Apple looms

Bank-backed AP+ identity platform ConnectID scored a big win this week, with Snapchat adopting the technology for teen verification ahead of new social media rules kicking in next month, but Apple is now looming large as a competitor in the hotly contested space.

Digital & Online

+3

PayPal launches Xoom in Australia
LockSimple

Nov 26, 2025

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PayPal launches Xoom in Australia

PayPal has announced the launch of its international money transfer service Xoom in Australia, promising easy and safer money transfers for PayPal customers in over 150 countries across more than 100 currencies.

Fintech

+3

CHOICE puts delivery app price hikes in the spotlight
LockSimple

Oct 29, 2025

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CHOICE puts delivery app price hikes in the spotlight

DoorDash, Milkrun and Uber Eats could be charging consumers 40 per cent more for some grocery items compared to what they cost instore, a CHOICE investigation into third-party delivery apps has found.

Regulation

+4

Draft PSP regulations released for consultation
LockSimple

Oct 15, 2025

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Draft PSP regulations released for consultation

Treasury has started consultation on tranche 1 of its new regulatory framework for Payment Service Providers (PSPs).

Cash

+5

Online set to dominate card transactions by end of 2026
LockSimple

Oct 8, 2025

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Online set to dominate card transactions by end of 2026

The latest RBA payments data reveals Australian card spending retreated to $92 billion in August, while device-not-present transactions broke through 45% of total payments for the first time, putting online and bill payments on track to dominate by end of 2026.

Cash

+5

RBA outlines action plan on payments resilience
LockSimple

Oct 1, 2025

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RBA outlines action plan on payments resilience

The Reserve Bank has outlined an action plan to improve payments resilience over the next two years as outages continue to rock public confidence in the system.

Cash

+3

'Bestie Tax' bites Australian generosity, PayPal data shows
LockSimple

Sep 24, 2025

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'Bestie Tax' bites Australian generosity, PayPal data shows

Paypal has revealed the true impact of the ‘Bestie Tax’ – the silent cost of sparing friends’ feelings at the expense of your own wallet.

Fintech

+1

Clover launches Apple’s Tap to Pay
LockSimple

Sep 24, 2025

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Clover launches Apple’s Tap to Pay

Clover has launched a new update, enabling Apple's Tap to Pay on mobile phones through its app in Australia.

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