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News about Artificial Intelligence and machine learning in payments

Cash

+12

Massive year in payments but 2026 looms even larger
LockSimple

Dec 17, 2025

•

Massive year in payments but 2026 looms even larger

There will be little rest for the payments industry this summer, as businesses, regulators and lawmakers get ready for a raft of big changes in the New Year. In the final edition of PayDay News for 2025, we look at the big changes this year, and what to expect in 2026.

Fintech

+3

Aussies to sleigh holiday sales using AI as Santa’s helper
LockSimple

Nov 19, 2025

•

Aussies to sleigh holiday sales using AI as Santa’s helper

More than half of Aussies under 45 are planning to use creative AI tools to assist with holiday shopping, according to new research from PayPal.

Cash

+2

The era of invisible finance: How AI, identity and trust are redefining money
LockSimple

Nov 19, 2025

•

The era of invisible finance: How AI, identity and trust are redefining money

The future of finance isn’t cashless. It’s conscious built on invisible intelligence and visible trust.

A2A

+2

Checkout.com and UBER announce global partnership
LockSimple

Nov 5, 2025

•

Checkout.com and UBER announce global partnership

Checkout.com has announced a new partnership with Uber - providing acquiring and payment gateway services to Uberʼs ridesharing and on-demand delivery platforms.

AI

The future of AI in payments: When transactions start thinking for themselves
LockSimple

Oct 29, 2025

•

The future of AI in payments: When transactions start thinking for themselves

Artificial Intelligence is no longer a futuristic idea or a Silicon Valley experiment. It has quietly become the invisible engine driving how money moves, how fraud is prevented, and how trust is built across the global financial system. What are the potential benefits, and the risks?

AI

Keeping the bastards honest - PayDay News turns one
LockSimple

Oct 1, 2025

•

Keeping the bastards honest - PayDay News turns one

"As we move into our second year at Payday News, I like to think of our role being like that of Senator Don Chipp who in 1980 said famously that his job was “To keep the bastards honest”. Clearly, we have our work cut out for us."

Banks

+3

Scams Awareness Week: Stop. Check. Protect
LockSimple

Aug 27, 2025

•

Scams Awareness Week: Stop. Check. Protect

Scams Awareness Week’s 2025 theme focuses on urging consumers to Stop. Check. Protect. when keeping yourself safe from scams.

Fintech

+5

Specialty is key in new era of Aussie payments consulting
LockSimple

Jul 30, 2025

•

Specialty is key in new era of Aussie payments consulting

With increasing complexity around digital payments, a new breed of payments consultant is emerging in Australia focusing on niche specialisations to help businesses meet new challenges.

Digital & Online

+2

AI hire and investment war escalates, as NAB pre-announces digital executive
LockSimple

Jul 2, 2025

•

AI hire and investment war escalates, as NAB pre-announces digital executive

In the race for digital-savvy bank executives and AI investment, NAB has pre-announced the appointment of Lloyds Banking Group and former CBA executive Pete Steel to focus on its digital and AI operations, including the “design and customer onboarding” of its digital bank, ubank.

Banks

+2

CBA joins AI-powered scam fight
LockSimple

Jul 2, 2025

•

CBA joins AI-powered scam fight

CBA is the latest bank to announce AI remedies to scams, this time using a fleet of thousands of fake Aussie consumers to keep scammers busy and disrupt their operations.

Banks

+1

Westpac deploys call centre AI to detect scams
LockSimple

Jun 4, 2025

•

Westpac deploys call centre AI to detect scams

Westpac is piloting new AI technology which it says will revolutionise its customer support capabilities, including improving the bank’s ability to detect if a customer is being scammed.

AI

+1

Would you trust AI to access your wallet and do your shopping?
LockSimple

Jun 4, 2025

•

Would you trust AI to access your wallet and do your shopping?

What are the trust, privacy and liability issues for consumers in a new world of AI-powered commerce?

AI

+1

Fighting AI with AI – tech battle looming to combat Aussie APP scams
LockSimple

May 28, 2025

•

Fighting AI with AI – tech battle looming to combat Aussie APP scams

Friendly AI may be the best form of defence against predicted increases in sophisticated AI-driven criminal scams in Australia, according ACI Worldwide’s Scamscope report.

AI

+1

Easter warning on SME scams
LockSimple

Apr 17, 2025

•

Easter warning on SME scams

Small businesses should take extra caution during the upcoming Easter break as there is often a spike in scams throughout busy holiday periods, the Commonwealth Bank has warned.

AI

Adyen using AI to reduce fraud and costs for merchants
LockSimple

Feb 17, 2025

•

Adyen using AI to reduce fraud and costs for merchants

Adyen has announced an AI-powered payment optimisation suite which it claims will help businesses increase payment conversion, simplify fraud management, and reduce the cost of payments.

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